Zane Benefits Publishes New Information on Alabama Health Insurance Exchange

 :: Posted by admin on 03-14-2015

Park City, UT (PRWEB) May 22, 2013

Today, Zane Benefits, Inc. published a new information on the Alabama Health Insurance Exchange. Zane Benefits, which provides comprehensive and flexible alternatives to traditional employer sponsored health benefits, is the leader in defined contribution plans and health reimbursement arrangements.

According to Zane Benefits’ website, beginning in 2014 as part of the Affordable Care Act (ACA), health insurance coverage for individuals and small businesses will become available through new state health insurance exchanges. Most importantly, the key tax credits and tax subsidies will only be available for coverage purchased through a state health insurance exchanges.

In general, all states have three options for setting up a state health insurance exchange for 2014: build a State-Based Exchange, enter into a State-Federal Partnership Exchange or default to a Federally-Facilitated Exchange.

Alabama will default to a federally-facilitated health insurance exchange. The Alabama Health Insurance Exchange will open October 1, 2013, with coverage beginning January 1, 2014.

History of Alabama Health Insurance Exchange

According to Zane Benefits’ website, Alabama Governor Robert Bentley announced in November 2012 that the state would default to a federally-run Exchange, however initially Alabama supported developing a state-based exchange.

In June 2011, Governor Bentley created the Alabama Health Insurance Exchange Study Commission to recommend how Alabama should establish a Health Insurance Exchange (via Executive Order 17). In November 2011 the Commission endorsed the establishment of the “Alabama Health Insurance Marketplace.” In May 2012 a bill establishing a state exchange passed in the House, however the bill failed to pass the Senate and the bill died at the end of the 2012 legislative session. Therefore, Alabama will default to the federally-run Exchange.

Alabama Health Insurance Exchange

According to Zane Benefits’ website, the Alabama Health Insurance Exchange will be operated through a federally-run Health Insurance Exchange called the “Health Insurance Marketplace.” According to, starting in October 2013 Alabama residents will be able to access information about insurance plans available through the Marketplace. The SHOP Exchange will be available to small businesses in Alabama for businesses with 100 or fewer employees. Coverage starts January 1, 2014.

According to an estimate by, 642,738 or 16% of Alabama’s non-elderly residents are uninsured. Through the Exchange, Alabama residents can shop for and compare insurance plans, access insurance premium tax credits, and be screened for eligibility in public assistance programs such as Medicaid and CHIP. More information on the federally-run Health Insurance Marketplace can be found here.

Plans Available Through the Alabama Health Insurance Exchange

According to Zane Benefits’ website, all plans offered through the Alabama Health Insurance Exchange will meet the federal ACA definition of a Qualified Health Plan (QHP). The plans will be offered by level of coverage for essential health benefits (EHB), to allow consumers to compare plans on an “apples to apples” basis. The four “metal” levels are: Bronze (plan pays 60%), Silver (plan pays 70%), Gold (plan pays 80%) and Platinum (plan pays 90%). More information on the types of plans that will be available, and the carriers offering plans in Alabama, is expected by late summer 2013.

Click here to read full article.

About Zane Benefits

Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform (“ZaneHRA”) for Health Reimbursement Arrangements (HRAs) and defined contribution health care. The flagship software provides a 100% paperless administration experience to employers and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about ZaneHRA, visit

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 :: Posted by admin on 02-09-2015

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Accenture Picked to Implement a Statewide Health Insurance Exchange in California, Reports

 :: Posted by admin on 02-02-2015

(PRWEB) July 01, 2012, the premier social networking forum for professionals and alumni of Accenture, Andersen, BearingPoint, Capgemini, Deloitte, Ernst & Young, KPMG and PricewaterhouseCoopers PwC reports that Accenture has been selected to implement a statewide health insurance exchange called the California Healthcare Enrollment, Eligibility and Retention System (CalHEERS). reports the CalHEERS implementation will include the Accenture Public Service Platform (APSP) and the Accenture Health Benefits Exchange (AHBX), software products. These have been designed to help public agencies modernize IT capabilities and manage citizen services in an integrated, cost-effective and customer-friendly manner.

Stephen J. Rohleder, group chief executive, Accenture Health & Public Service commented:

“California is among the leading U.S. states to build an exchange to increase the number of citizens with health insurance, improve the quality of health services, lower healthcare costs and reduce health disparities,” he said. “Accenture is eager to help California launch this upgrade in health and human services, an innovative, competitive marketplace that empowers consumers to find and choose best-value health plans and providers.” also notes that Accenture will lead development and the system will enable Californians to determine their eligibility for subsidized health benefits, compare insurance plan options and enroll in coverage. The target date for completion is October 2013, to allow individuals to begin pre-enrollment in health plans in advance of the January 2014 Federal deadline for all states to implement a health insurance exchange.

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Kristy Short

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 :: Posted by admin on 01-31-2015

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